Why you should order an appraisal from Allen Appraisal & Consulting, Inc.To many, an appraisal just looks like one more thing on the settlement sheet for a home purchase or refinance. While there are a developing number of automated home valuation processes that may appear less expensive than an appraisal, the majority of lenders still call in a local expert because the stakes are so high. You might assume that obtaining a mortgage is the only basis for getting an appraisal, but there are additional situations when the services of a licensed, independent real estate professional could be beneficial.
Let Allen Appraisal & Consulting, Inc. help you challenge your tax assessment in Clark CountyIf you reside in an area where property values have depreciated, it's possible you're paying too much in property taxes. When building your case, an appraisal from Allen Appraisal & Consulting, Inc. is your best evidence. At Allen Appraisal & Consulting, Inc., we're qualified to assist you in disputing your tax assessment.
PMI removal will lower your mortgage paymentWhen the amount being loaned to the home owner is more than 80% of the actual value of the real estate, most lenders ask home owners to purchase an added insurance plan. That policy is Private Mortgage Insurance, or PMI. This added payment is often lumped into the monthly mortgage payment and is soon forgotten. This is damaging because PMI becomes unnecessary when the remaining balance of the loan - whether through market appreciation or principal pay down - goes below the 80% level. In fact, the United States Congress implemented a law in 1998 (the Homeowners Protection Act of 1998) requiring lenders to remove the PMI installments when the loan-to-value ratio conditions have been met.
Allen Appraisal & Consulting, Inc. can provide you with a statement regarding the value of your home, and the expense of the appraisal can usually be regained in just a few months because you'll no longer be paying the PMI.
An appraisal from Allen Appraisal & Consulting, Inc. will help you settle a divorce with less stressA divorce can be a particularly traumatic event for both parties, and it is often even more complicated by the strenuous decision of who maintains the house. So both parties are entirely aware of the true market value of their home, it's a good idea to get an appraisal from Allen Appraisal & Consulting, Inc., regardless of the circumstances.
The parties will have a better idea of what price to set, if they wish to sell the home. And if a "buyout" is the chosen option, both parties will feel like they've received a fair evaluation.
Settling an estate with peace of mindLosing a loved one is a hard time in life, and settling an estate from a death, or probate, often entails an appraisal to establish Market Value for the real estate involved. We guarantee the fullest degree of discretion, as we're bound with confidentiality by the ethics provision within the Uniform Standards of Professional Appraisal Practice (USPAP).
Unlike many wealthy individuals, most Americans don't have dedicated estate planners or executors to handle these matters. And seeing that a home or other property often makes up an uneven share of the total estate value, knowing the precise value of the real estate at hand is of vital importance to ensuring disputing parties walk away knowing they've received a fair deal.
Let Allen Appraisal & Consulting, Inc. assist you in relocating to or from Clark CountyWe know the headaches associated with an employee relocation. That's why we take great care in organizing an accommodating appointment time for the appraisal inspection. We encourage relocating employees to provide input on the positive features of their property, as well as information about any recent sales or listings in their neighborhood that they want considered during our intensive process.
Let Allen Appraisal & Consulting, Inc. assist you in selling your home quickly at the right priceA professional appraisal can help you make a more informed decision when determining your selling price, whether you choose to sell your home on your own or with the help of a real estate agent. Unlike a real estate agent, an appraiser has no vested interest in what price the house sells for. Our fees aren't contingent upon the value we come up with, but rather they are based on our efforts to complete the appraisal.
We examine the difference in value items like an additional bathroom or a kitchen remodel can make on a daily basis. And we're experts in knowing how long homes are on the market. So, seeking a professional appraisal is a trusted way to decide what improvements will add value and what an applicable sales price is for your home so you don't come up short or have your house on the market too long, costing you hassle and money.